January 1, 2002

The Administrative Staff, Board of Directors, and Corporate Officers of ExtendLife, Incorporated understand how important it is to protect the personal and financial information you have entrusted with us (throughout this notice, the word "information" refers to personal information about you that may not be publicly available). We are also committed to providing products and services to help meet your specific needs and goals.  In order to do this and ensure your protection, we have adopted the following Privacy Policy:

1) We will collect and disclose only the information that is necessary to conduct  our business with you. This means just what is necessary to provide competitive products and services and no more.

We collect information about you from the following sources:

Applications and other forms you submit to us.

Information about your transactions with us.

Information about your transactions with others.

Consumer reporting agencies.

2) We may disclose all or portions of the information that we collect, as described above, as permitted or required by law.

Parties to whom we may disclose the information:

• Financial service providers, such as those that provide lending, leasing or insurance services.
• Non-financial companies, such as those that provide mailing services, and data processing equipment and services.
• Others, such as the IRS.

We will only share information when necessary in order to: administer the products and services we provide; verify existence and condition of your account for a credit bureau or merchant inquiry; when required to do so by the government; when we partner with other businesses to offer a broader array of products and services; when we partnership with companies; and of course, if you give us your written permission.

3) If you decide to terminate you business relationship with us, notify us in writing of such a decision and we will not share information we have collected about you, except only as permitted or required by law.

4) We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your information.

We will protect your personal information by maintaining strong security measures and controls to ensure your information in our files and computers is protected. We will use security techniques to protect and resist against unauthorized access to your personal records, ensure accuracy and integrity of communications and transactions, and protect your confidentiality.

We will partner only with those businesses that follow strict confidentiality requirements. These business partners will offer products or services designed to enhance your well-being and under no circumstances will we authorize these firms to charge your account without your expressed consent. In addition, be assured we will not sell your information to third party telemarketing firms.

Remember that you will always have access to your information and the opportunity to review your information to make any necessary changes to ensure our records are accurate and complete. You also have a responsibility to safeguard your personal and financial information at all times.

Protection of your privacy is very important to us and we will continue to review the measures we take in order to do so, which means this Privacy Policy may change from time to time. If you have any questions please write to us.

ExtendLife, Incorporated
Privacy Policy
Post Office Box 80004
Chattanooga, TN 37414